Protecting what matters most
The right insurance can help you and your family manage the financial impact of unexpected events. Claire reviews your circumstances and explains suitable cover, including its costs, exclusions and limitations. What is covered and whether a claim is paid depend on the policy terms.
- ✓ Tailored protection advice
- ✓ Cover reviewed alongside your mortgage
- ✓ Clear explanations of what you are covered for
As with all insurance policies, conditions and exclusions will apply.
Cover to consider
Life insurance
Can pay a lump sum if you die during the policy term, subject to its terms and exclusions. The payment could help repay a mortgage or support your family, depending on the amount of cover.
Critical illness cover
Can pay a lump sum if you are diagnosed with a condition covered by the policy and meet its definition and any survival period. Not every illness or level of severity is covered.
Income protection
Can replace part of your income if illness or injury prevents you from working and you meet the policy's claim criteria. Waiting periods, benefit limits and exclusions apply.
Home insurance
Buildings insurance covers the structure of your home; contents insurance covers belongings, subject to policy terms and excesses. Your lender may require buildings insurance, but contents cover is usually optional.
Not sure what cover you need?
Claire will talk you through the options in plain English — no obligation.
Get in touch